<?xml version='1.0' encoding='UTF-8'?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/'><id>tag:blogger.com,1999:blog-8769140758189508870</id><updated>2007-12-08T01:40:37.942-06:00</updated><title type='text'>Crystal Gifts and Online Shopping Articles</title><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/index.php'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default'/><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml'/><author><name>GiftsForYou.Biz</name></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>7</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-6458646775684958934</id><published>2007-03-23T01:00:00.000-05:00</published><updated>2007-12-08T01:39:21.746-06:00</updated><title type='text'>Crystal Thoughts - Product and Vendor Focus</title><content type='html'>As the owner of GiftsForYou.Biz, the following is an outline showing, in my own experience, why product focus is not only a good thing, but nearly essential, especially for small businesses where vendors can be volatile.&lt;br /&gt;&lt;br /&gt;When I began promoting products on the web in July 2002, I thought I would be the rare exception to the rule in that I did not feel I had to specialize in any one type of product. I signed up for a service that offered over 2,000 products, and my web development savvy and I set out to promote them all. And I did. I even created a way to check inventory on all these products. A system setup so well, others members paid a small fee for semi-weekly inventory lists. But alas, not only did my inventory system fall into the wind due to vendor policies, but the entire vendor fell into a tornado due to various negative factors. Luckily for me, I had already found two other vendors that I was able to lean on while breaking away from my initial vendor and all their calamities.&lt;br /&gt;&lt;br /&gt;What is read here is, lucky for me I learned to focus on a particular product line. I took the time to figure out what I would like to represent, did some research on whether there was a market for it, and began my search for vendors selling such a product line. I got somewhat lucky in that the two vendors I did find, I found without having many requirements. They drop-shipped using my company name, so I signed up. Now down from 3 vendors to 2, it wasn't until one of those two remaining vendors actually went out of business, did I find myself trying to find another one to fill the void. I had already optimized and promoted that particular product catalog for a few years, so it was getting good traffic, and I really didn't want to lose that. But I found that finding a vendor wasn't as easy as it seemed to be when I first set out. Still not wanting to lose the web work I had put into my out-of-business vendor's product line, I left the catalog open and let my human visitors know that the search for a new vendor was underway (and that can be somewhat tricky, because you don't want your customers thinking you are going out of business too).&lt;br /&gt;&lt;br /&gt;After that, the requirements I formed for inquiring about potential vendors led itself to quite a little list. Fortunately, I was able to find vendors that matched my criteria. Although, finding them didn't come without time consuming research and communication. The good ones though – they are typically quite friendly, somewhat responsive, and fairly informative/liberal with their responses to your questions. There is a key however, to inquiring on whether a company meets your criteria. If you ask too many questions, the vendor most likely, as many people will do, put it on their list of things to do because they know it'll take 15-30 minutes to reply. If you ask too few questions, you could end up bugging the living daylight out of them, only to find out 3 e-mails later that they're missing an essential factor.&lt;br /&gt;&lt;br /&gt;What's my list of criteria for GiftsForYou.Biz? If "is it plugged in" is the first question for malfunctioning equipment, the first question for determining if a vendor is right for your business should have already been taken care of in your search: Do they provide the products you specialize in? In the case of GiftsForYou.Biz, that would be crystal. The second question is whether or not they drop-ship? Although storing inventory isn't an issue for me, going to the Post Office or UPS (or even having them pick up) isn't practical. So, I need for my vendor to be able to ship the product for me. The third question then falls into place with drop-shipping in whether they will ship using my company name. Other questions after those then fall in to more business policy type questions. For instance, which shipping methods do they use, what is their standard delivery time frames, do they ship internationally, do they ship to Canada, what type of shipping costs do they use, and what is their ordering process? What are their rush shipping options, or do they even provide rush shipping? What are their return and damaged product policies? Other questions might include how I might know when products are out of stock? How do they handle bulk orders? Do they provide note/gift cards or gift wrapping?&lt;br /&gt;&lt;br /&gt;Some of the questions you might ask, and even perhaps all the questions you ask might be clearly outlined on their site, I have found it’s still better to ask, if for the very least to establish communication prior to signing up (which sometimes you can't avoid). Typically I will even pay for one or more small items (after establishing their usability) to get a feel for their product quality. In dealing with drop-shippers, your company reputation is largely in your vendor’s hands. Although you will maintain communication with your customers, a lot of times your communication is based on the information you get from your vendor. If they're unresponsive, you will find yourself stringing your customer along, thus losing their trust. That then leads to a downhill trend and the potential failure of all your hard-earned work.&lt;br /&gt;&lt;br /&gt;Focusing on a specific product line will not only help to narrow your search for vendors, it will also help in your marketing efforts as well. You may find that if you carry more than one product line, you don’t really fit well when being "categorized" in and around the web. In addition, should your multi-product line vendor, for whatever reason, become unusable, you will find that finding a replacement vendor a bit easier for one product line, than finding a vendor that covers all the product lines you were promoting. Not to mention, these multi-product line companies, the good ones anyway, are few and far between. And we’ll save product saturation for another discussion.&lt;br /&gt;&lt;br /&gt;Finding and choosing a good product line, along with finding and choosing a good vendor, are both as important as finding and choosing your web host, payment processor, online catalog, shopping cart, and other technological aspects of starting your online business. Information on these topics are covered more in my "Web Site Promotion Tips" article located at: http://giftsforyou.biz/websitebuildingtips.shtml&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;http://kdcinfo.com&lt;br /&gt;http://giftsforyou.biz - Crystal Figurines - Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2007/03/crystal-thoughts-product-and-vendor.php' title='Crystal Thoughts - Product and Vendor Focus'/><link rel='related' href='http://giftsforyou.biz' title='Crystal Thoughts - Product and Vendor Focus'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=6458646775684958934' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/6458646775684958934'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/6458646775684958934'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-909160988272367129</id><published>2005-08-09T01:00:00.000-05:00</published><updated>2007-12-08T01:38:13.049-06:00</updated><title type='text'>Security and Safeguards -- Virtual and Real-World</title><content type='html'>Just some simple thoughts to help add in the awareness of security and safeguarding personal information and data...&lt;br /&gt;&lt;br /&gt;&lt;strong style="color:Maroon;"&gt;Real World Shopping Tips&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Minimizing Risk&lt;/strong&gt;&lt;br /&gt;Only carry cards you need everyday in your wallet or purse. When leaving your house, consider which cards you need to bring with you for that trip or errand. And for the cards at home, keep them secured (and hidden).&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Keeping a List&lt;/strong&gt;&lt;br /&gt;Don't just keep a list of cards and numbers at home in a secure place, but update them regularly. Place a reminder in your Calendar program.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Shredding&lt;/strong&gt;&lt;br /&gt;Anything with identifying information should always be shredded. That is, if its not being retained for record-keeping purposes such as paperwork to cover IRS tax returns, consider shredding it. Even information that you don't know is valuable. The "Better safe than sorry" cliche plays well in suggesting to remove all traces of information relating to you.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Opt-Out&lt;/strong&gt;&lt;br /&gt;Junk mail in your curbside mailbox - don't want it? There is at least one place you can go where you can opt-in to an opt-out junk mail list. Such a place is the &lt;a href="http://www.ftc.gov/bcp/conline/pubs/alerts/optoutalrt.htm" target="_blank"&gt;Federal Trade Commission / For The Consumer / FTC Consumer Act&lt;/a&gt; web page. This would be akin to the &lt;a href="https://www.donotcall.gov/" target="_blank"&gt;National Do Not Call Registry&lt;/a&gt; for phone numbers to keep telemarketers at bay.&lt;br /&gt;&lt;br /&gt;And although attempts to unsubscribe from junk &lt;strong&gt;e-mail&lt;/strong&gt; will most likely only get you on more just e-mail lists, phone and junk mail opt-out lists could prove worthwhile. At the very least, you'll have a place to file a complaint should you continue receiving junk or telemarketing calls. Good news is, with junk snail mail, someone is actually paying for it to arrive in your mailbox. That means jobs. And jobs are good. Junk e-mail on the other hand is relatively (if not completely) free to the senders who clog up our network systems and internet. However, that rage is a bit off-topic for now. Digressing, you should either shred your junk mail, or opt to not get it at all.&lt;br /&gt;&lt;br /&gt;&lt;strong style="color:Maroon;"&gt;Powerful Online Shopping Tip&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;The majority of sites in spam-related industries are mere hoarders, looking for unsuspecting surfers and online shoppers with loose browsers and system security flaws so they can wrap their code around your system and either siphon any information it can provide, or lay a little code in there for future use at their discretion.&lt;br /&gt;&lt;br /&gt;That in mind, here's a &lt;strong&gt;powerful online shopping tip&lt;/strong&gt; for you: Have two browsers installed on your computer; one for well known web sites you visit frequently, like when ordering &lt;a href="http://crystalfigurines.giftsforyou.biz/"&gt;affordable crystal gifts&lt;/a&gt; at GiftsForYou.Biz, and one for finding items where you know pop-ups, info-grabbers and code-jabbers are well-known. Some examples of these industry sites are lyrics, clip-art, cell phone accessories, pharmaceuticals, and even medical research sites on specific medical areas that are known for off-topic usurping (adult-type content related). The browser for spam-related items should have Java, JavaScript, Cookies, and ActiveX (if applicable) scripting all turned off. That leaves your 'normal' browser to breathe free and smell the cookies as true customer-centric sites intend them to.&lt;br /&gt;&lt;br /&gt;I hope this little suggestion helps, and that you'll take stock that GiftsForYou.Biz is a 'breathe free' site.&lt;br /&gt;&lt;br /&gt;&lt;strong style="color:Maroon;"&gt;For Your Local Computer&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;The following items should be as common in computers as a keyboard and mouse. In other words, you should strongly consider getting them installed and running. Please note, not that it should matter, but I make nothing from these recommendations.&lt;br /&gt;&lt;br /&gt;&lt;UL&gt;&lt;br /&gt; &lt;LI&gt;&lt;strong&gt;Firewall&lt;/strong&gt; - Hardware&amp;nbsp;&lt;span style="font-weight:bold; color:#cc0000;"&gt;Highly Important!&lt;/span&gt;&lt;/LI&gt;&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.linksys.com/products/product.asp?grid=34&amp;scid=29&amp;prid=433" target="GFY_External"&gt;LinkSys&lt;/a&gt;&lt;br&gt;&lt;br /&gt;  If you're going to be connected to the internet for any time longer than about 15 minutes at a time, if you consider nothing else, &lt;strong&gt;get a hardware firewall!&lt;/strong&gt; A software firewall is simply not strong enough, and cannot block near what a hardware firewall can with data coming to you. On the other hand, a hardware firewall will not block things going "out" from your computer either, which is where a good software firewall will protect you.&lt;br /&gt;&lt;/UL&gt;&lt;br /&gt;&lt;br /&gt;&lt;UL&gt;&lt;br /&gt; &lt;LI&gt;&lt;strong&gt;Firewall&lt;/strong&gt; - Software&lt;/LI&gt;&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.sunbelt-software.com/Home-Home-Office/" target="GFY_External"&gt;Sunbelt Personal Firewall&lt;/a&gt;&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.zonelabs.com/" target="GFY_External"&gt;ZoneAlarm&lt;/a&gt;&lt;br&gt;&lt;br /&gt;  They say not to have 2 or more firewalls installed. First, do not include the hardware firewall in this count (it serves a somewhat different purpose than software firewalls, and should not conflict with anything). Second, some firewalls perform better at some tasks than others. However, there are some firewalls that will conflict with others. Sunbelt is quite strong if configured properly, however, if running Windows, I would couple ZoneAlarm with Microsoft's built-in firewall.&lt;br /&gt;&lt;/UL&gt;&lt;br /&gt;&lt;br /&gt;&lt;UL&gt;&lt;br /&gt; &lt;LI&gt;&lt;strong&gt;Antivirus&lt;/strong&gt;&amp;nbsp;&lt;span style="color:#cc0000;"&gt;definitions updated every 1-2 days&lt;/span&gt;&lt;/LI&gt;&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.v-com.com/" target="GFY_External"&gt;SystemSuite&lt;/a&gt;&lt;br&gt;&lt;br /&gt;  Although I really like the SystemSuite utilities, I do not use it's firewall. And although others may disagree, for me, Norton and McAfee both tend to eat more computer resources and have caused quite a few headaches.&lt;br /&gt;&lt;/UL&gt;&lt;br /&gt;&lt;br /&gt;&lt;UL&gt;&lt;br /&gt; &lt;LI&gt;&lt;strong&gt;Other Helpful Technologies&lt;/strong&gt;&amp;nbsp;&lt;span style="color:#cc0000;"&gt;definitions updated every 1-2 days&lt;/span&gt;&lt;/LI&gt;&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.safer-networking.org/" target="GFY_External"&gt;Spybot&lt;/a&gt; &amp;amp; &lt;a href="http://www.lavasoftusa.com/" target="GFY_External"&gt;AdAware&lt;/a&gt; (both) | &lt;br /&gt;   Detect and remove unwanted code installed without your knowledge&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://fta.firetrust.com/index.cgi?id=5191&amp;page=1&amp;campaign=security_page_1" target="GFY_External" onmouseover="window.status='http://www.firetrust.com';return true;" onmouseout="window.status=' ';return true;"&gt;MailWasher&lt;/a&gt; | &lt;br /&gt;   Allows removal of spam "before" it gets to your computer&lt;br&gt;&lt;br /&gt;  Suggestion: &lt;a href="http://www.spamcop.net" target="GFY_External"&gt;Spamcop.Net&lt;/a&gt; | &lt;br /&gt;   Want to feel like you're helping in the battle against spam?&lt;br /&gt;&lt;/UL&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Antivirus&lt;/strong&gt;&lt;br /&gt;Antivirus should provide static scans, along with real-time and e-mail monitoring. Antivirus definitions should be updated no less than once per week (although I follow my prompt to update mine every day).&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Installing Programs&lt;/strong&gt;&lt;br /&gt;A tip regarding installing programs on your computer - never accept the installation defaults. If you install a program on your computer, you should become at least somewhat familiar with its settings (what it's capable of and what its setup to allow ... or deny). A strong example of this was when wireless routers first hit the scene. The default installation had security turned off. Every router installation, a subsequent connected computer, was vulnerable to anyone drifting by your range (e.g., your next door neighbor could walk right in to your computer with hardly an effort).&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Uninvited Software&lt;/strong&gt;&lt;br /&gt;Your "Program Files" folder should be checked each and every time a new piece of software is installed so you can determine if "other software" came along for the ride (was installed alongside your primary install). Although not always, this is typically prevalent with Freeware or Shareware. GPL software on the other hand typically only installs additional software if the additional software supports the application.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Log Files&lt;/strong&gt;&lt;br /&gt;Check your logs for any program that supports them; especially security and system programs. Firewall programs and routers both will show connections coming in and going out. Your operating system has them too; Windows has 3 major event logs under administrative tools (if you have access to them); application, security, and system. Once you start looking over them, you'll start seeing patterns (which will help you notice what might look suspicious).&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Lock It Down&lt;/strong&gt;&lt;br /&gt;Just because no one else may sit at your computer doesn't mean your computer and the information within are secure. You lock your doors and windows, and you should consider doing the same with your computer. How much worse would a home robbery be if your computer and files were wide open for the thief to peruse and use. Consider password protecting your important files; such as accounting and financial data. Just pretend you're in an office somewhere others might have local access to your keyboard while you're at lunch.&lt;br /&gt;&lt;br /&gt;Speaking of lunch, never leave your computer unlocked if you're not at your desk. It can take someone less than a minute to find critical information, destroy your data, or install a virus. And if your operating system supports it, consider encrypting your sensitive folders as well.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;E-mail Security&lt;/strong&gt;&lt;br /&gt;If you use Outlook, and you lock down your PST files, remember to lock down your archive PST files too. However, last I knew, Outlook can't backup to a password protected archive file unless it has already been opened and the password entered.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Snooping - You can, and should&lt;/strong&gt;&lt;br /&gt;While browsing your Program Files folder, alert and system logs, and other sections of your computer, spend 5-10 minutes researching something if it doesn't make sense. You don't have to become an expert (I'm certainly not), but the more conscious you are in these regards, the less obvious you'll be.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Powerful Online Shopping Tip (repeated)&lt;/strong&gt;&lt;br /&gt;Browsing/Surfing the Net - Use your favorite browser to visit known sites. But if you're searching for clip-art, lyrics, or doing research on anatomy or gambling, install a second type of browser and turn off Java, JavaScript, and Cookies.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Hosts&lt;/strong&gt;&lt;br /&gt;If running SpyBot, an excellent and powerful software protector, or some other software that supports it, you may want to lock down you "hosts" file. In addition, you'll also want to keep your hosts file updated regularly (about once per month). You can find great information on your host file at the MVPs.org page &lt;a href="http://www.mvps.org/winhelp2002/hosts.htm" target="_blank"&gt;Blocking Unwanted Parasites with a Hosts File&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Shredding&lt;/strong&gt;&lt;br /&gt;Shredding hard drives and portable media. Yes. That's correct. Shredding is not just for the junk mail in your mailbox. Hard drives and portable media (such as CDs and Flash cards/drives) can contain valuable information. Even information that you don't know is valuable. You should always consider removing all traces of information relating to you. The bad guys already know how to do this. You should know too.&lt;br /&gt;&lt;br /&gt;Personally, if a portable media is bad, I burn it (safely, but thoroughly). For me that includes floppies and Flash drives. Fortunately, they now have shredders for CDs and DVDs.&lt;br /&gt;&lt;br /&gt;Hard drives are a different story. You don't want to burn them, and they can't be shredded with your CDs and DVDs. In this case, you'll want to wipe them clean. Shredding drives takes powerful software; yet this software is available for free or cheap. Check out the SourceForge.Net site to find free wiping software (such as the &lt;a href="http://sourceforge.net/projects/disc-wipe/" target="_blank"&gt;Disc Wipe Utility&lt;/a&gt;. It should be government level, and perform overwrites.&lt;br /&gt;&lt;br /&gt;&lt;strong style="color:Maroon;"&gt;Wireless Networks&lt;/strong&gt;&lt;br /&gt;After you install your wireless adapter, router, or access point, step number one is to change the password (if it has one).&lt;br /&gt;&lt;br /&gt;For access points, also give them a new AP Name. Rename the SSID, and disable the SSID broadcast. Mixed mode and "Open system" are good, and &lt;strong&gt;make sure the Wireless Security is enabled&lt;/strong&gt;.&lt;br /&gt;&lt;br /&gt;Some of these steps may only help a little, if arguably at all, but when it comes to security, although we can never block absolutely everything, I believe it truly is better safe than sorry, and try to lock or change around as much as I can.&lt;br /&gt;&lt;br /&gt;If you have a cordless phone, you might want to try different channels if you find it interferes with your wireless network. Even though, I had a cordless phone that knocked our laptop off the network no matter what channel was used.&lt;br /&gt;&lt;br /&gt;&lt;a href="http://fta.firetrust.com/index.cgi?id=5191&amp;page=1&amp;campaign=security_page_2" target="GFY_External" onmouseover="window.status='http://www.firetrust.com';return true;" onmouseout="window.status=' ';return true;"&gt;&lt;br /&gt;&lt;img src="http://kdcinfo.com/kdc-icons/mailwasher_004.gif" border=0&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;http://kdcinfo.com&lt;br /&gt;http://giftsforyou.biz - Crystal Figurines - Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2007/12/security-and-safeguards-virtual-and.php' title='Security and Safeguards -- Virtual and Real-World'/><link rel='related' href='http://giftsforyou.biz' title='Security and Safeguards -- Virtual and Real-World'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=909160988272367129' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/909160988272367129'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/909160988272367129'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-5135632421067692245</id><published>2004-08-11T01:00:00.000-05:00</published><updated>2007-12-08T01:31:34.512-06:00</updated><title type='text'>Why 30% Discounts?</title><content type='html'>I had previously read in a magazine that shoppers should beware of online stores that offer very high discounts on their products, such as 30 to 50%; that these stores typically do so for varying reasons, most of which are suspiscious. In reading this, I, as the owner of GiftsForYou.Biz, wanted to make our shoppers aware of a few things regarding our store, products, and policies.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;How can we offer 30% discounts?&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Answer #1&lt;/strong&gt;: For me as an owner, aside from stuff a potential customer such as yourself can't see (follow-ups, products, communication, etc.), offering 30% discounts is one of my biggest (and strongest) selling points. Basically, and in its most simplest terms, I offer what a "sub"-wholesaler would offer, less one or two middle-men. I also want you, the customer, to know that GiftsForYou.Biz is in it for the long haul, and not the quick buck.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Answer #2&lt;/strong&gt;: Although we offer a few lines of high quality products, we have very low overhead due to advanced in-house programming and development talent; combined with a flurry of online marketing techniques. Not to mention, online is the only way we sell.&lt;br /&gt;&lt;br /&gt;Our criteria for wholesalers and distributors is quite strict, and only those that fit our criteria, and that we can accommodate, will we establish a long term partnership with. We will not partner with any business we feel could jeopardize the relationship we have with our customers. Their values for our customers must be at least equal to our value for our customers.&lt;br /&gt;&lt;br /&gt;Doing all the footwork and research up front allows us to only provide products that are affordable and of great quality to our customers. Your satisfaction is our primary concern.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Why free shipping&lt;/strong&gt; for items over $30? Who wants to pay for shipping? Survey says, "No one." We'll eat the cost for shipping so that you don't have to worry about factoring it in. Our hope is that you'll appreciate this, and return for yet another gift on your next gift-giving occassion.&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;http://kdcinfo.com&lt;br /&gt;http://giftsforyou.biz - Crystal Figurines - Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2004/08/why-30-discounts.php' title='Why 30% Discounts?'/><link rel='related' href='http://giftsforyou.biz/gfy_info.shtml#discounts' title='Why 30% Discounts?'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=5135632421067692245' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/5135632421067692245'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/5135632421067692245'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-7523017314775294680</id><published>2004-01-02T01:00:00.000-06:00</published><updated>2007-12-08T01:40:37.969-06:00</updated><title type='text'>Tips for Ordering Online and General Considerations for Providing Sensitive Information over the Internet</title><content type='html'>&lt;strong&gt;Online vs. In Person&lt;/strong&gt;&lt;br /&gt;The risk of credit theft is viable no matter how you purchase, be it online or in person. However, in my experience as a retailer for 5 years and a consumer for 20+ years, and as it seems now, it is more likely that your credit card information will be found in the wrong hands from an in-person purchase than from an online purchase. Consider that when using a credit card in person, such as when you are at a restaurant and your credit card disappears to a back room somewhere. Is someone writing down your number, expiration date, and CCV somewhere? Who would know? I have heard of one account where that happened, and I have heard of another where a copy of the card was made. Then there was another incident at a well-known department store where copies of carbons were pocketed and used for employee-to-employee purchases. Another consideration for in-person credit card use is that signatures are rarely verified, and even when they are, they are typically not scrutinized adequately. The same goes for photo identification. Moreover, as just mentioned, these incidents are not limited to hole-in-the-wall diners and shops either. Employees of well-known dining and shopping establishments are committing this type of theft.&lt;br /&gt;&lt;br /&gt;Now suppose you do not give your card to a stranger for processing in some back room where you cannot see, but instead you swipe your card through a machine (otherwise known as a terminal). Guess what? You just made an online purchase. All of your credit card information just went through an electronic processing gateway, which is the same thing that happens when your credit card is processed over the Net. As you can see, Internet processing is nearly the same as in-person processing in that sometimes your card information goes directly into an electronic gateway, and sometimes it resides with an employee who then processes the information (for online purchases, the information is temporarily stored on a secure server until an employee processes the information).&lt;br /&gt;&lt;br /&gt;You can now see that there are two ways for processing credit cards: online and in person. The first way (automatic processing) is identical for both online and in-person transactions in that no employee ever sees your information. The second way (manual processing) requires an employee or storeowner (or sole proprietor) to process your transaction manually.&lt;br /&gt;&lt;br /&gt;Why is online more secure than in person? There are at least a couple of reasons. If the process goes directly through a processing gateway (automatic processing), then there is very little if no difference between online and in-person transactions. If the process is done through an employee (manual processing), then typically the online store only has one person or small department who is allowed access (or exposure) to your information, whereas when you are processing a card at a restaurant, almost any employee is allowed and able to handle your credit information. Also, consider that unless you are dealing with a well-known, nationwide store, most online stores are fairly small and owned by sole proprietors or an LLC. These owners put a lot of time, energy, and cost into establishing their store. To become the subject matter of credit theft would undermine these efforts. In-person stores, on the other hand, hire employees who have little, if any, stock in the success of the company.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Uninvited Thieves&lt;/strong&gt;&lt;br /&gt;Online purchases typically avoid most, and sometimes all, of the potential threats from so-called "trusted" employees. However, online purchases do offer a potential danger zone of their own: hackers. Credit card numbers and other vital information are almost certainly stored in a database somewhere. If that database is compromised, so is the credit card information it contains. Although, from what I have read and heard over the last 5-7 years, this happens far, far less than in-person theft. A lost or stolen purse or wallet is much more likely to result in attempted credit card fraud. Even if a hacker were to break into one of these databases, not only would the investigation be taken to a very high level of investigation (as opposed to a stolen purse or wallet or even identity theft), but there would also be hundreds to millions of others in line with you.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;CISP: VISA (et al) is On Your Side&lt;/strong&gt;&lt;br /&gt;We have learned that automatic transaction processing is just as secure whether it is done online or in person. And based on the points made, manual transaction processing is typically more secure when done online than in person (again, at least at this point in time). There is one consideration, however, that can lower the defenses of a manual transaction done online. Typically, your credit card information is stored on a secure database, and an employee must transfer that information to the secure gateway. However, if the store saves any of your credit information on their local computer, then that leaves your information open to hackers on that computer. Unfortunately, short of asking, or unless it is mentioned in the store’s FAQ, there is no way of knowing whether they do this. Although it is unnecessary for a storeowner to store this information, and it is technically against VISA regulations, it can certainly happen. If you do feel or find that your credit information is being stored by a store owner, be it in person or online, feel free to visit the VISA Cardholder Information Security Program (CISP) page located at &lt;a href="http://usa.visa.com/merchants/risk_management/cisp_overview.html" target="_blank"&gt;http://usa.visa.com/merchants/risk_management/cisp_overview.html&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Catching a Card&lt;/strong&gt;&lt;br /&gt;If a credit card thief tries using a stolen credit card at a store (online or in person) that uses manual processing, there are signs that can flag such an illegal transaction, which humans can catch. In person, there are photo and signature IDs that, when used, can flag the purchase. Online, an incorrect billing address, phone number, or even a returned e-mail can flag the process. With automatic transactions, the card is likely to be accepted without question, even if there are one or two small flags. In such cases, if your credit card or credit information is stolen, you can only hope that the thief will use a store that processes transactions manually.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Online Skeptics Are Still Online&lt;/strong&gt;&lt;br /&gt;Considering the number of people who are skeptical of making purchases online, it would seem that these folks are either not aware of a law that took effect on October 28, 2004, or do not write personal checks. The Check 21 Act has nearly guaranteed that your personal checks will be scanned into an electronic format, stored, and even transferred as necessary just like credit card information. You can find additional information on the Check 21 Act at &lt;a href="http://www.ftc.gov/bcp/conline/pubs/credit/check21.htm" target="_blank"&gt;http://www.ftc.gov/bcp/conline/pubs/credit/check21.htm&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Security = Encryption&lt;/strong&gt;&lt;br /&gt;One of the most common precautions for purchasing online is to ensure that the Web page you are providing the information to is secure (encrypted). Depending on the browser you are using, secure pages will typically have a lock somewhere in the status bar. In addition, the URL (Web page address) will begin with HTTPS:// (Notice the "S" after the HTTP. The "S" means that the page is secure.) On a secure page, the information being sent is encrypted, that is, the information is made into a puzzle that is extremely difficult for anyone except the receiving computer to solve. Also, remember that credit cards are only one type of information collected online. Always ensure that Web pages are secure before providing Social Security Numbers and other vital account information, such as bank account information.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Aging is a Good Thing&lt;/strong&gt;&lt;br /&gt;Consider the number of years a store has been open for business. Check for their Sales and Use or Tax Permit. Even online, they should display one because if they are transacting business over the Internet, then that is their "place of business". Obviously, stores need to start out somewhere, but just take a little extra caution with stores that have been open for only a year or two. Consider calling them before ordering just to verify that there is someone on the other end.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Changing Names – Changing Favorites&lt;/strong&gt;&lt;br /&gt;When information is collected on every other Web site you visit, the sensitivity level of such information is diluted. Consider changing your favorite pet’s name once in awhile. And the "First street you lived on" does not have to be the first street you lived on. Nor does it have to be the last school you attended. These are simply reminders and are sometimes easier for a stranger (or even a family member) to guess at than your password. Consider not using the real answers to these. They can be used as backdoors into your account.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Use Another Credit Card&lt;/strong&gt;&lt;br /&gt;Most people nowadays have more than one credit card. Select a card that has the least amount of credit on it to ensure that if something were ever to go wrong, you have the least to lose. You should also consider only using a credit/debit card from your primary bank account for larger and less-often purchases. If this card is swiped and used, it could leave you short for any legitimate transactions that have yet to clear, like your online bills. You could also set up a bank account solely for online purchases. If you use your primary bank, you can transfer money as needed to cover charges before they are made: Or just keep a very small amount (like $100) in that account at all times.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Temporary Credit Cards&lt;/strong&gt;&lt;br /&gt;Speaking of using another credit card for online purchases, some financial institutions now offer temporary credit cards with a set limit, a set time frame, or both. Contact your financial institution for additional information on temporary credit cards.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Outside the Box (or in another box)&lt;/strong&gt;&lt;br /&gt;Another idea for making online payments is to always use the same credit card for online purchases and keep an eye on that account on a very regular basis. Also, consider minimizing its use. You can also consider using an online money transfer service such as PayPal or Google Checkout (although these limit your purchases to stores that also use these services).&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;Information Storage&lt;/strong&gt;&lt;br /&gt;When purchasing online, you will most likely be asked to come up with a password for an "account" with the online store. At some point, perhaps even today, you already have far too many passwords to remember. In contrast, if you use the same password for everything, and that password is found out, you have even more places where you are vulnerable to theft. As you probably already know, writing passwords down and putting them in your purse or wallet is extremely risky, and you NEVER want to store your PIN numbers in the same location as your ATM/debit cards (that’s like putting your password under your keyboard or a key under the mat). A safe-deposit box or fireproof house safe would be good but considerably less convenient. You might want to consider a password-storage application that can be found by visiting the Sponsored Links at &lt;a href="http://www.google.com/search?q=password+storage" target="_blank"&gt;http://www.google.com/search?q=password+storage&lt;/a&gt;. Using this method, you remember one password that will allow you access to all of your other passwords (so make it a long and complicated password). And if you store passwords in your cell phone, on a PIM, or on a laptop (although all are very dangerous), be sure to password protect those devices as well.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;The Online Shopping Achilles Heel&lt;/strong&gt;&lt;br /&gt;Computer Security - Online Shopping Preventive Measures: If your computer is not secure, then neither might your online shopping. This article really applies more to folks who have already battened down the hatches on their computer by reading, "&lt;a href="http://giftsforyou.biz/tips_security_and_safeguards.shtml"&gt;Security and Safeguards -- Virtual and Real-World&lt;/a&gt;". It provides additional information about online security and computer safety in general.&lt;br /&gt;&lt;br /&gt;Keith D Commiskey, Owner&lt;br /&gt;&lt;a href="http://giftsforyou.biz/"&gt;http://giftsforyou.biz&lt;/a&gt; - Crystal Figurines - Crystal Gifts&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;http://kdcinfo.com&lt;br /&gt;http://giftsforyou.biz - Crystal Figurines - Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2007/04/tips-for-ordering-online-and-general.php' title='Tips for Ordering Online and General Considerations for Providing Sensitive Information over the Internet'/><link rel='related' href='http://giftsforyou.biz' title='Tips for Ordering Online and General Considerations for Providing Sensitive Information over the Internet'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=7523017314775294680' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/7523017314775294680'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/7523017314775294680'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-5783092375638263166</id><published>2003-12-07T01:00:00.000-06:00</published><updated>2007-12-08T01:29:49.183-06:00</updated><title type='text'>Meet the Owner -- Keith D Commiskey</title><content type='html'>Mr. Commiskey, born and raised in Northern California, has been hard at learning nearly his entire life (yes, only "nearly", we wouldn't quite consider teething learning). After serving nearly 7 years in the military (3 years active, 4 years reserve), he went to work full time for an engineering firm. Full time in this sense meant 7 days per week, an average of 14-16 hours per day, for 6 years. He then branched out into his self-taught profession, 3-D modeling and computer animation. These skills gradually carried him over into the realm of the web (World Wide Web, that is). He successfully integrated his graphic and myriad other abilities into programming web pages, circa 1995.&lt;br /&gt;&lt;br /&gt;At that time, now pursuing both acquired dreams, and still spending 6 days per week and an average of 12-14 hours per day, his development with web pages grew to accommodate database development. Moving to Texas in 1998, he married his beautiful and wondrous wife, Michelle, and now has a well-rounded and lovable daughter, Brittany. In striving to not only progress his abilities, but also the quality of his family living, he continues to work relentlessly. He began Gifts For You in the summer of 2002, and through it, felt it would be an opportunity to do some good for charities as well (he's the "two birds" type...). Enter the dilemma ... which charity? Answer ... let the customer choose. But in thinking on behalf of the customer, felt it would be a good idea to offer them products at a, "discounted, what you see is what you pay price" (that is, excepting purchases under $30, which hurt the whole process, and sales tax which he has no more control over than you and I). Prior to the time he began promoting Gifts For You, he was also striving to continue procuring the computer animation company that he established in 1995, Animation Design Group.&lt;br /&gt;&lt;br /&gt;Always full of ideas and a positive spirit, Keith welcomes you to his world of sharing. He will work with you to help answer any questions you may have with regards to what he does. Moreover, he will continue to figure out ways to benefit you, at the same time, helping others. Nevertheless, please don't forget, although he tries to spend as much time as he can, he tries to have a life now too.&lt;br /&gt;&lt;br /&gt;We look forward to his future publishing of his poetry book, entitled, Secresity (which is sounded out similar to Secret City). A few of his poems have already been published; one in the "American Poetry Anthology" and two others in "Best New Poets of ..." volumes. Perhaps he will have it completed before circa 2005; we can hope, but although all the poems are written and copyrighted, we understand there is still a lot of work to be done to make it "complete" for its online debut.&lt;br /&gt;&lt;br /&gt;Thank you Mr. Commiskey, for Gifts For You . Biz and KDC-Info. Keep up the positive spirit.</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2003/12/meet-owner-keith-d-commiskey.php' title='Meet the Owner -- Keith D Commiskey'/><link rel='related' href='http://giftsforyou.biz' title='Meet the Owner -- Keith D Commiskey'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=5783092375638263166' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/5783092375638263166'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/5783092375638263166'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-1887887941811331084</id><published>2003-07-13T01:00:00.000-05:00</published><updated>2007-12-08T01:28:27.463-06:00</updated><title type='text'>About GiftsForYou.Biz</title><content type='html'>GiftsForYou.Biz is about providing quality gifts for you and the people you cherish in your life. Crystal will enhance your home and your workplace. From college graduation gifts to mother day gifts to teacher appreciation, bridal shower or groomsmen gifts, GiftsForYou.Biz provides these items at a very low cost to you, our customer.&lt;br /&gt;&lt;br /&gt;Our specialty, crystal figurines, also provide for "collectible crystal gifts." With 30% discounts and free shipping, these treasures become very affordable birthday gifts, Valentines gifts, anniversary gifts, and even wedding gifts. Angels make especially awesome inspirational gift ideas.&lt;br /&gt;&lt;br /&gt;There are three catalogs at GiftsForYou.Biz: The Crystal Figurines catalog has the widest crystal selection, and provides for bulk orders and wholesale pricing. Then there is the clear Optical Laser Crystals catalog featuring mesmerizing crystal art, and colorful LED-lit bases. Crystal gifts are a beautiful way to tell someone you Love them!&lt;br /&gt;&lt;br /&gt;Summarily, we carry crystal gifts of many types that are great for birthdays or for your own collection! With unsurpassed customer service, your graduation, fathers day, birthday or mothers day crystal gift is sure to bring a smile to the person receiving it. GiftsForYou.Biz strives to provide the best customer service possible.&lt;br /&gt;&lt;br /&gt;Crystal figurines make very unique gifts, sure to put a smile on any lucky recipient. And don't feel selfish! These are "Gifts For You" too! Grab yourself one of these crystal beauties.&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;http://kdcinfo.com&lt;br /&gt;http://giftsforyou.biz - Crystal Figurines - Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2007/12/about-giftsforyoubiz.php' title='About GiftsForYou.Biz'/><link rel='related' href='http://giftsforyou.biz/gfy_about.shtml' title='About GiftsForYou.Biz'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=1887887941811331084' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/1887887941811331084'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/1887887941811331084'/><author><name>GiftsForYou.Biz</name></author></entry><entry><id>tag:blogger.com,1999:blog-8769140758189508870.post-6416868086661928907</id><published>2002-07-17T01:00:00.000-05:00</published><updated>2007-12-08T01:26:36.207-06:00</updated><title type='text'>GiftsForYou.Biz Article Alcove</title><content type='html'>Welcome to the GiftsForYou.Biz Article Alcove. Created by those surrounding or connected to GiftsForYou.Biz, here you will find articles and other newsworthy tidbits regarding crystal, gifts, and online shopping in general.&lt;br /&gt;&lt;br /&gt;Feel free to &lt;a href="http://giftsforyou.biz/gfy_custsvce.shtml"&gt;submit your thoughts&lt;/a&gt; for articles and news as well. &lt;span style="font-weight:bold;"&gt;Suggestions are always welcome.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Keith D Commiskey&lt;br /&gt;Owner, GiftsForYou.Biz&lt;br /&gt;&lt;a href="http://giftsforyou.biz"&gt;http://giftsforyou.biz&lt;/a&gt; - Crystal Figurines, Affordable Crystal Gifts&lt;br /&gt;&lt;a href="http://crystalgiftsforyou.com"&gt;http://crystalgiftsforyou.com&lt;/a&gt; - Personalized Crystal Gifts</content><link rel='alternate' type='text/html' href='http://giftsforyou.biz/articles/2007/10/giftsforyoubiz-article-alcove.php' title='GiftsForYou.Biz Article Alcove'/><link rel='related' href='http://giftsforyou.biz/articles/' title='GiftsForYou.Biz Article Alcove'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=8769140758189508870&amp;postID=6416868086661928907' title='0 Comments'/><link rel='replies' type='application/atom+xml' href='http://giftsforyou.biz/articles/atom.xml' title='Post Comments'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/6416868086661928907'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8769140758189508870/posts/default/6416868086661928907'/><author><name>GiftsForYou.Biz</name></author></entry></feed>